PalmPay is a completely secure payment system that allows its users to perform financial transactions and get rewards afterward.

With PalmPay, users can transfer money, receive money, pay bills, buy airtime, place bets, and lots more. To start performing transactions and earning rewards from PalmPay, do the following:

To get started with PalmPay, click here to download and install the PalmPay mobile app. Enter your details and use `_______` as your referral code to get ₦100 for free.

After downloading the app, you can perform the following transactions:

Transfer

You can make free transfers for any amount for the first three transactions in a day. You will be charged ₦10 thereafter.

Deposit

Whenever you deposit ₦1,000 or more via bank transfer or your ATM card, you earn ₦50 in PalmPoints bonus per week.

Airtime

Whenever you top-up, you get cashback up to 15% on every transaction, depending on the amount.

Bill Payments

On PalmPay, you can pay for your Cable/TV subscription, electricity bills, and other bills. You will get 2–3% cashback on up to 10 transactions in a month.

Other Ways You Can Make Money on PalmPay

Referrals

After signing up on the PalmPay app, you will get a referral code. Then, invite your friends and family to sign up using your referral code. Once they sign up, you get ₦300 for free while they get ₦100 for free.

Please note, these monies are laid in the form of PalmPoints, and if the users did not sign up with the referral code, they will not get the ₦100 for free.

Play the Lucky Fame

This is a game of chance within the PalmPay app, and it can be played once after a transaction. You can win different cash prizes with this game—you get what you win.

Cashback

You get some cashback when you perform transactions on the app with PalmPoints.

PalmPoints are a form of currency within the PalmPay app. You can use these points to perform transactions such as airtime purchases, bill payments, and others. Please note: 1 PalmPoint equals ₦1.

Cash Spree

This feature allows you to earn cash for inviting family and friends to download the app. To earn cash with this option, you pick the amount you want to earn (ranging from ₦500 to ₦3,000) and invite the number of people required so that you can cash out.

Awoof Moni

This is one of the most interesting features on the PalmPay app. It allows you to send a free airtime coupon up to ₦100 to users and non-users of the PalmPay app. Once they redeem it, you get the same amount too. This is a great way to save more if you buy airtime frequently.

Group Buying

This is like buying in a group. That is, if 5 people or more using the app buy something together—such as airtime, data, bills, betting, or electronic items—you will all get a discount. With this feature, you can get 10–20% off when you purchase any of the above.

PalmPay ₦50 Grab Deals

The PalmPay Grab Deal allows users to participate in ongoing deals to win an item for free once the maximum bids are completed.

To participate in the ₦50 Grab Deals, click on “Grab” from the PalmPay app, pay ₦50 to grab a phone banner to view available items for grabs. Select the item you would love to bid on and proceed to payment. Complete the payment and head over to the Grab Deal page.

That’s not all—there are other ways to earn on PalmPay such as daily check-in rewards, Gemstones, and so on. Ensure you download the app from the Android or Apple Store to start making cash.

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